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Rates

Loan Type APR as low as
Auto (New or Used) 1.75%
4.00%
2.25%
Boats, Farm Equip, Motorcycles, RV's (New or Used) 6.50%
6.50%
6.75%
7.00%
Mortgage Loans Call for Current Rates*
Home Equity 4.50%
4.75%
Home Equity 5.00%
Home Equity 5.25%
Signature 7.75%
Credit Builder 7.75%
Line of Credit 7.50%
Share Secured 3.00% above underlying Savings or CD (certificate of deposit) rate
New loan type .0001
new loan type .001
New loan type .0001

 

Term of Certificate Annual Percentage Yield Minimum Balance to Open
Money Market 91 days CD 0.35% $2,500.00
Money Market 182 days CD 0 0.40% $2,500.00
Youth CDs from 12 months - 60 months 0.55% - 1.75% $100.00
Regular and IRA CD Terms and Rates
12 month CD 0.55% $500.00
24 month CD 0.75% $500.00
36 month CD 1.25% $500.00
48 month CD 1.35% $500.00
60 month CD 1.75% $500.00
24 month Bump Up CD 0.45% $500.00
36 month Bump Up CD 0.75% $500.00
48 month Bump Up CD 1.10% $500.00
60 month Bump Up CD 1.50% $500.00
12 month Jumbo CD 0.65% $90,000.00
24 month Jumbo CD 0.45% $500.00
36 month Jumbo CD 1.35% $90,000.00
48 month Jumbo CD 1.45% $90,000.00
60 month Jumbo CD 1.85% $90,000.00
24 month Jumbo Bump Up CD 0.55% $90,000.00
36 month Jumbo Bump Up CD 0.85% $90,000.00
48 month Jumbo Bump Up CD 1.20% $90,000.00
60 month Jumbo Bump Up CD 1.60% $90,000.00

 

AccountType Minimum APY Balance to Earn Annual Percentage Yield
Regular Savings 0.10% $100.00
Special Savings 0.10% $100.00
IRA Savings 0.15% $100.00
Lone Star Ranger Savings 0.20% $100.00 - $2,499.99
0.10% > $2,500.00
Money Market Checking 0.10% > $2,500.00
0.20% > $15,000.00
Texas Heritage Checking 0.00% $1,500.00

 

*APR= Annual percentage rate
**APY= Annual percentage yield
APR is subject to loan term and credit approval.