Certificate of Deposits (CDs)
Certificates of Deposit (CDs), earn our highest rates and are a great way to save money for a specific amount of time. We offer a variety of short and long term CD options to fit your saving needs.
Open your CD today! Just give us a call or stop into your nearest LSCU location.
Compare our highest earning savings solutions
| Regular CDs | IRA CDs | Jumbo CDs | Money Market CDs | |
|---|---|---|---|---|
| Best if: | You don't need access to your savings for an extended period of time | You want a secure way to save for retirement | You want to earn higher rates on a large savings | You prefer to keep large balances in a more accessible account |
| Minimum Deposit | $500 | $500 | $90,000 | $2,500 |
| Terms | 12 - 60 months | 12 - 60 months | 12 - 60 months | 91 days or 182 days |
| Bump Up Terms | 24 - 60 months | 24 - 60 months | 24 - 60 months | Not available |
| Rate | View Rates | View Rates | View Rates | View Rates |
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| Dividends are paid quarterly | ||||
With a Bump Up CD, you can choose to bump up your CD rate once during the term of your CD if the current rate is higher than the original CD rate. The current rate must be for the same term and same type of CD.
If you need the funds from the CD during the term, you can obtain a flexible term share secured loan for a small percentage above what you earn.
Looking for savings options for kids? Learn more about our Youth Accounts
*Applies to TX Heritage Checking or Money Marketing Checking account only.