Savings Accounts
Savings is where it all begins. All LSCU savings accounts come with peace-of-mind. Our deposits are federally insured up to $250,000 by the National Credit Union Administration. (NCUA), which means your money is always protected. When you become a Member, your savings account–or share–is opened with a $25 deposit. We refer to your savings account as a "share" because it is your stock in Lone Star Credit Union. As a Member you are also an Owner, this is part of what makes credit unions different from other financial institutions.
Our solutions are designed to help make your savings goals possible
- Automate your savings by setting up direct deposit or transfers from your other accounts
- Protect your checking with overdraft transfers from your savings.*
- Earn paid dividends on balances over $100
- Prevent unwanted spending with 4 withdrawals per month limit
- Check your progress anytime, anywhere with digital banking or the LSCU app
- Access your money at any LSCU branch, or transfer to your checking online and by phone
We can open an account designated for your specific savings purpose. Special savings accounts are separate from your main savings account, helping you to easily track your progress toward your savings goal. They are conveniently grouped under your main savings account on your statement so that you can also view you total savings balance.
- Same features as regular savings account
- Open up to 7 special savings
- Keep accounts open as long as you need
- Vacation
- Wedding
- Real Estate Taxes
- Mortgage Down-Payment
- Purchase a Car or Motorcycle
Looking to save for the holidays? Learn about our Holiday Club Account
*Overdraft protection transfers can come from main savings accounts only.