Student Loan Refinancing
Refinancing is easy with LSCU
NOTE: The CARES Act was passed in response to events related to the Coronavirus pandemic and includes broad relief measures for federal student loan borrowers. If you are considering refinancing your federal student loans, please make sure to review these measures at www.studentaid.gov/coronavirus to understand your options.
Take control of your student loan repayment by refinancing with Lone Star Credit Union!
Refinance and consolidate your private and federal student loans (including PLUS loans) into one manageable loan, setting up one convenient payment, and potentially lowering your rate*.
Check out some of these great benefits
- Refinancing available up to $150,000
- Competitive interest rates
- Potentially reduce your rate by 0.25% by enrolling in automatic electronic payments during repayment
- Flexible repayment terms to fit your needs (view our rates page for more information, repayment examples, and important disclosures)
- Borrow from a not-for-profit credit union you can trust
New! Refer A Friend
Share the benefits of our Student Loan Refinance Solution! Refer a Friend and you both could earn1 $100!
*Subject to credit qualification and additional criteria, including graduating from an approved school.
IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information.
1To receive the $100 referral funds, you must be an existing member with Lone Star Credit Union. Anyone who is referred will also qualify for the referral funds once a disbursement on a new student loan refinance product has been made. Funds will be deposited within 120 days of disbursement. Lone Star Credit Union reserves the right to change terms at any time. Terms & Conditions apply.