All LSCU savings accounts come with peace-of-mind. Our deposits are federally insured up to $250,000 by the National Credit Union Administration. (NCUA), which means your money is always protected. When you become a Member, your savings account–or share–is opened with a $25 deposit. We refer to your savings account as a "share" because it is your stock in Lone Star Credit Union. As a Member you are also an Owner, this is part of what makes credit unions different from other financial institutions.
Savings Account (Share) | Special Savings Accounts | Holiday Club Account | Certificates of Deposit | |
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Best if: | You want to start your savings and earn steady dividends. | You want to save for a specific purpose like taxes, vacation, or a big purchase. | You want to save for holiday shopping a little bit at a time | You want a steady and secure way to diversify your portfolio. |
Minimum Deposit | $25 | None | $10 | $500** |
Rate Balance to earn rate |
View Rates $100 |
View Rates $100 |
View Rates $100 |
View Rates |
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Savings Account Details View Youth Accounts |
Special Savings Details | Holiday Club Details | CD Details |
We also have options to help you save for retirement. Learn more about IRAs
*Overdraft protection transfers from savings to checking is an optional service for a $3 fee.
**Jumbo CDs (regular and IRA) have a minimum deposit of $90,000.